{"id":1794,"date":"2016-10-09T00:03:58","date_gmt":"2016-10-09T05:03:58","guid":{"rendered":"http:\/\/www.mantyobras.com\/blog\/?p=1794"},"modified":"2016-10-08T01:31:27","modified_gmt":"2016-10-08T06:31:27","slug":"incremento-del-credito-hipotecario","status":"publish","type":"post","link":"https:\/\/www.mantyobras.com\/blog\/incremento-del-credito-hipotecario","title":{"rendered":"Incremento del cr\u00e9dito hipotecario"},"content":{"rendered":"\n<!-- Facebook Like Button v1.9.6 BEGIN [http:\/\/blog.bottomlessinc.com] -->\n<iframe src=\"http:\/\/www.facebook.com\/plugins\/like.php?href=https%3A%2F%2Fwww.mantyobras.com%2Fblog%2Fincremento-del-credito-hipotecario&amp;layout=standard&amp;show_faces=false&amp;width=450&amp;action=like&amp;colorscheme=light\" scrolling=\"no\" frameborder=\"0\" allowTransparency=\"true\" style=\"border:none; overflow:hidden; width:450px; height: 30px; align: left; margin: 2px 0px 2px 0px\"><\/iframe>\n<!-- Facebook Like Button END -->\n<p>&nbsp;<\/p>\n<p><a href=\"http:\/\/www.mantyobras.com\/blog\/wp-content\/uploads\/2016\/08\/Cr\u00e9dito-hipotecario-Urbania.pe_.bmp\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-1800 size-full\" src=\"http:\/\/www.mantyobras.com\/blog\/wp-content\/uploads\/2016\/08\/Cr\u00e9dito-hipotecario-Urbania.pe_.bmp\" alt=\"Cr\u00e9dito-hipotecario-Urbania.pe_\" width=\"825\" height=\"549\" \/><\/a><\/p>\n<p>Por los incentivos y en el contexto ( <strong>25%<\/strong> \u00a0para cr\u00e9dito inicial de AFP y <strong>95%<\/strong> al jubilarse en la AFP ), \u00a0 en el cual se promueve la venta de inmuebles, departamentos. Gesti\u00f3n \u00a025\/07, en su p\u00e1gina Finanzas, nos expresa que el financiamiento al mes de Junio, ha crecido en <strong>8.6%<\/strong>. \u00a0Con un saldo al junio 16, con un <strong>S\/39,062 millones<\/strong> al cierre. \u00a0Por el contrario ha disminuido el <strong>cr\u00e9dito al consumo<\/strong> de <strong>14.8%<\/strong> \u00a0Octubre 2015, a <strong>11%<\/strong> en Junio de 2016.3. \u00a0Se increment\u00f3 este porcentaje al ampliar la cobertura de cr\u00e9ditos hipotecarios hasta S\/395,000. Como se puede observar en el cuadro a continuaci\u00f3n luego de un decrecimiento en la variaci\u00f3n de cr\u00e9ditos hipotecarios, del 2014 al 2015, y 2016, se incrementa de Mayo 2016 ( 7.8%) a Junio 2016( 8.6%). \u00a0En los tres \u00faltimos semestres el incremento del cr\u00e9dito con respecto al cr\u00e9dito porcentualmente al total de cr\u00e9dito \u00a0junio 2015 ( <strong>15.36<\/strong>%), mayo \u00a02016(<strong>15.43%<\/strong>), Junio 2016(<strong>15.49%<\/strong>)<\/p>\n<p>&nbsp;<\/p>\n<table width=\"341\">\n<tbody>\n<tr>\n<td colspan=\"2\" width=\"181\"><span style=\"color: #ff0000;\">CR\u00c9DITO HIPOTECARIO<\/span><\/td>\n<td width=\"80\"><\/td>\n<td width=\"80\"><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\"><span style=\"color: #0000ff;\">Tasa de variaci\u00f3n anual<\/span><\/td>\n<td><span style=\"color: #0000ff;\">%<\/span><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #993366;\">2014<\/span><\/td>\n<td><span style=\"color: #993366;\">jun<\/span><\/td>\n<td><span style=\"color: #993366;\">13.6<\/span><\/td>\n<td><span style=\"color: #993366;\">\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #993366;\">\u00a0<\/span><\/td>\n<td><span style=\"color: #993366;\">dic<\/span><\/td>\n<td><span style=\"color: #993366;\">12.4<\/span><\/td>\n<td><span style=\"color: #993366;\">\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #993366;\">2015<\/span><\/td>\n<td><span style=\"color: #993366;\">jun<\/span><\/td>\n<td><span style=\"color: #993366;\">9.6<\/span><\/td>\n<td><span style=\"color: #993366;\">\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #993366;\">\u00a0<\/span><\/td>\n<td><span style=\"color: #993366;\">dic<\/span><\/td>\n<td><span style=\"color: #993366;\">8.6<\/span><\/td>\n<td><span style=\"color: #993366;\">\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #993366;\">2016<\/span><\/td>\n<td><span style=\"color: #993366;\">jun<\/span><\/td>\n<td><span style=\"color: #993366;\">8.6<\/span><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>fuente : BCR<\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td colspan=\"4\"><span style=\"color: #ff0000;\">CR\u00c9DITO HIPOTECARIO CON RESPECTO AL TOTAL DE CR\u00c9DITO<\/span><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td colspan=\"3\"><span style=\"color: #0000ff;\">SALDOS EN MILLONES DE SOLES<\/span><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><span style=\"color: #800000;\">jun-15<\/span><\/td>\n<td><span style=\"color: #800000;\">may-16<\/span><\/td>\n<td><span style=\"color: #800000;\">jun-16<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #800000;\">PORCENTAJE<\/span><\/td>\n<td><span style=\"color: #800000;\">\u00a0<\/span><\/td>\n<td><span style=\"color: #800000;\">\u00a0<\/span><\/td>\n<td><span style=\"color: #800000;\">\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #800000;\">CR\u00c9DITO<\/span><\/td>\n<td><span style=\"color: #800000;\">15.36%<\/span><\/td>\n<td><span style=\"color: #800000;\">15.43%<\/span><\/td>\n<td><span style=\"color: #800000;\">15.49%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #800000;\">HIPOTECARIO<\/span><\/td>\n<td><span style=\"color: #800000;\">35963<\/span><\/td>\n<td><span style=\"color: #800000;\">38690<\/span><\/td>\n<td><span style=\"color: #800000;\">39062<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #800000;\">TOTAL\u00a0<\/span><\/td>\n<td><span style=\"color: #800000;\">234145<\/span><\/td>\n<td><span style=\"color: #800000;\">250726<\/span><\/td>\n<td><span style=\"color: #800000;\">252141<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #800000;\">FUENTE . BCR , ELAB. PROP.<\/span><\/p>\n<p>&nbsp;<\/td>\n<td><span style=\"color: #800000;\">\u00a0<\/span><\/td>\n<td><span style=\"color: #800000;\">\u00a0<\/span><\/td>\n<td><span style=\"color: #800000;\">\u00a0<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; Por los incentivos y en el contexto ( 25% \u00a0para cr\u00e9dito inicial de AFP y 95% al jubilarse en la AFP ), \u00a0 en el cual se promueve la venta de inmuebles, departamentos. Gesti\u00f3n \u00a025\/07, en su p\u00e1gina Finanzas, nos expresa que el financiamiento al mes de Junio, ha crecido en 8.6%. \u00a0Con un &hellip; <a href=\"https:\/\/www.mantyobras.com\/blog\/incremento-del-credito-hipotecario\" class=\"more-link\">Continuar leyendo<span class=\"screen-reader-text\"> \u00abIncremento del cr\u00e9dito hipotecario\u00bb<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[135,65],"tags":[102],"class_list":["post-1794","post","type-post","status-publish","format-standard","hentry","category-asesoria-financiera","category-asesoria-inmobiliaria","tag-credito-hipotecario"],"_links":{"self":[{"href":"https:\/\/www.mantyobras.com\/blog\/wp-json\/wp\/v2\/posts\/1794","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mantyobras.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mantyobras.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mantyobras.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mantyobras.com\/blog\/wp-json\/wp\/v2\/comments?post=1794"}],"version-history":[{"count":7,"href":"https:\/\/www.mantyobras.com\/blog\/wp-json\/wp\/v2\/posts\/1794\/revisions"}],"predecessor-version":[{"id":1803,"href":"https:\/\/www.mantyobras.com\/blog\/wp-json\/wp\/v2\/posts\/1794\/revisions\/1803"}],"wp:attachment":[{"href":"https:\/\/www.mantyobras.com\/blog\/wp-json\/wp\/v2\/media?parent=1794"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mantyobras.com\/blog\/wp-json\/wp\/v2\/categories?post=1794"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mantyobras.com\/blog\/wp-json\/wp\/v2\/tags?post=1794"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}